home buying tips Tag

SOLD: IT’S THE GOAL BUT NOT THE GLORY

  Realtors are not sales people! There I said it. Contrary to public opinion, reputation and all the negative attention that gets dumped on us we don't "sell" property. We manage and build relationships, guide clients through complicated and emotional transactions and creative problem solve. Realtors wear many hats but have one focus - our clients. What is best for them, how we can help them, how we can make their real estate dreams come true and hopefully with joy and the least amount of stress. Some clients don't make it easy My...

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Higher Rates and Short Supply: The State of Real Estate in 2022

The last two years caught many of us off guard—and not just because of the pandemic. They also ushered in the hottest housing market on record, with home prices rising nationally by nearly 19% in 2021, driven primarily by low mortgage rates and a major supply shortage.1 But while some had hoped 2022 would bring a return to normalcy, the U.S. real estate market continues to boom, despite rising interest rates and decreasing affordability. So what’s driving this persistent demand? And is there an end in sight? Here are three factors impacting the...

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5 Ways to Write a Winning Offer in Today’s Real Estate Market

Our nation is in the midst of a serious housing crunch. Last year, a lack of inventory and soaring prices left many would-be homebuyers feeling pinched. But now, with interest rates climbing, many of them are also feeling desperate to lock in a mortgage—which has only added fuel to the fire.1 Fortunately, if you’re a buyer struggling to find a home, we have some good news. While it’s true that higher mortgage rates can decrease your purchasing budget, there are additional ways to compete in a hot market. Yes, a high offer...

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Hedge Against Inflation With These 3 Real Estate Investment Types

The annual inflation rate in the United States is currently around 7.5%—the highest it has been since 1982.1 It doesn’t matter if you’re a cashier, lawyer, plumber, or retiree; if you spend U.S. dollars, inflation impacts you. Economists expect the effects of inflation, like a higher cost of goods, to continue.2 Luckily, an investment in real estate can ease some of the financial strain.  Here’s what you need to know about inflation, how it impacts you, and how an investment in real estate can help. WHAT IS INFLATION AND HOW DOES IT IMPACT...

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New Build or Existing Home: Which One Is Right for You?

Homebuyers today are facing a huge dilemma. There simply aren’t enough homes for sale.1 Nationwide, there were 1.27 million active listings in September, down 13% from the previous year. According to the National Association of Realtors, that’s about 2.4 months of inventory, which is far less than the six months that is generally needed to strike a healthy balance between supply and demand.2 Given the limited number of available properties, if you’re a buyer in today’s market, you may need to expand your search to include both new construction and resale homes....

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Negotiations

10 Steps in Buying a Home: Part 6-Negotiating Towards Ratification

10 Steps in Buying a Home: Part 6-Negotiating Towards Ratification Negotiating aspects This is the point in the 10 Steps in Buying a Home where you really find out what your true commitment is to buying this house! Do you want this house more then the other buyers who have submitted offers? There are several terms and conditions written into your offer in addition to price. The seller and their agent consider the terms of all offers and weighs them with the price to find the very best offer....

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10 Steps to Buying a Home – Step 5 The Offer

10 Steps to Buying a Home – Step 5 The Offer Making an offer When do you know you are ready to make an offer on a home? Pre-approval from lender – Check! Private home tour with agent – Check! You may look at 3 homes or 20+ homes before finding one that speaks to you, matches your needs/wants and is within your budget. Remember that finding the perfect home for you is a process and each buyers’ process is as unique as they are. We are currently experiencing...

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Marin Real Estate

10 Steps in Buying a Home – STEP 4: Preview Homes

10 Steps in Buying a Home – STEP 4: Preview Homes Congratulations! You are now ready to get in your Realtors car and start down that path of finding your next perfect home! You’ve made it through the pre-approval process which is a difficult step and now you will be rewarded with a customized tour of homes that match your budget and hearts desires. Shopping for a house Buying a home is a process and that process is as unique as you are so first step is to disregard...

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house shopping

10 Steps in Home Buying – STEP 2: Commit to a Realtor

10 Steps in Home Buying – STEP 2: Commit to a Marin Modern/San Francisco Modern Realtor Home Buying: Call or Email a Realtor Today The home buying process is unique and should be customized to your specific and personal needs and wants. Engaging a Realtor early on will get you started down the right path for your home buying journey. 97% of home buyers today start their search online and spend anywhere from a few weeks to several years researching and planning before contacting a Realtor. This is totally...

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This isn’t your Parents Loan – Borrowing Money Has a Whole New Look

This isn't your Parents Loan - Borrowing Money Has a Whole New Look Finance is a part of my job but not one I am completely comfortable with or always fully understand but thats why I work with very knowledgable mortgage brokers like Charlie Christensen with EM Mortgage and our in-house broker, Marney Solle with Terra Mortgage. Both incredibly passionate about their work and crazy informed, up to date and experienced in the world of lending and all the new twists and turns the banking industry and government have imposed. Anyone who...

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