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Money & Lending

10 Step Home Buying Guide-Step1: ESTABLISH A BUDGET

10 Step Home Buying Guide –  1. ESTABLISH A BUDGET Establish a Budget Buying property is a HUGE deal! It’s likely the single biggest purchase you will make in your lifetime. The first step is to establish a budget and to do that you have to step back and look at your big picture. What does owning a home mean to you? How do you see yourself and your family living in the home? Is this your 5-year home or your forever home? What other activities and hobbies...

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10 Steps in Buying a Home – Step 3: Obtain Lender Pre-Approval

10 Steps in Buying a Home – STEP 3: Obtain a lender Pre-approval Pre-approval of a loan You have met with and committed to your Realtor and you are ready and anxious to move forward and find your perfect home. Before you get in your Realtors car to look at homes you need to talk with a lender and obtain a pre-approval. Why is this so crucial? Knowing your buying power is well, powerful. The online calculators will give you a rough idea of your monthly PITI (principle, interest,...

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Relocate to Marin County from Across the Bay or Across the Ocean

Relocate to Marin County from Across the Bay or Across the Ocean What makes Marin County so great? Why is it one of the most expensive housing markets in the world? Why should you move to Marin County? You can't grow up in Marin County and not feel a little spoiled, special and unique. It truly is one of the most stunningly beautiful places to live and work. The residents of Marin develop a bit of snobbery but can you blame us? Once you live in...

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This isn’t your Parents Loan – Borrowing Money Has a Whole New Look

This isn't your Parents Loan - Borrowing Money Has a Whole New Look Finance is a part of my job but not one I am completely comfortable with or always fully understand but thats why I work with very knowledgable mortgage brokers like Charlie Christensen with EM Mortgage and our in-house broker, Marney Solle with Terra Mortgage. Both incredibly passionate about their work and crazy informed, up to date and experienced in the world of lending and all the new twists and turns the banking industry and government have imposed. Anyone who...

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